How to Become a Habitat Homeowner

What is the Habitat homeownership program? 


Habitat for Humanity builds homes in partnership with qualified homebuyers who are unable to obtain a traditional mortgage. Habitat homeowners have a monthly mortgage payment, pay property taxes and insurance, and maintain their home like every other homeowner in Waukesha County. 


Habitat makes the dream of homeownership possible because we build in partnership with the community to provide decent, quality, affordable housing. And Habitat sells these homes affordably, using favorable financing based on the homebuyer's income. Thanks to the many community members who support our mission, Habitat can offer "a hand-up, not a handout". 

Habitat 101



Do I Qualify for a Habitat for Humanity Home?

All applicants must have lived in Waukesha County for at least one year prior to applying. In addition, Habitat for Humanity looks at three basic criteria:


1. Need

Need may include overcrowding, unsafe living conditions, high rent payment, etc.

2. Ability to pay

Ability to pay may include income within our guidelines, low debt, good credit, etc.

Income guidelines

3. Willingness to partner

Willingness to partner may include willingness to complete sweat equity hours, timeliness of submitting requested information, etc.


How Do I Apply for a Habitat for Humanity Home?

  1. Submit your completed application, along with income verification documents:
    • 2 most recent tax returns
    • Current paystubs (for two months)
    • Benefit statements such as SSI, Social Security, disability, child support, etc. 

     2.  Schedule your Habitat 101 information session.

    • This is your opportunity to learn more about the homeownership program and what to expect during the application process. Sessions are held by appointment.

 Please bring your documents with you to the appointment if not submitted in advance. 


If you are not sure if you qualify, we encourage you to apply!

Habitat staff members are available to answer questions are assist with your application.



If you or someone you know is interested in applying to be a Habitat homeowner or have questions about Habitat's homeownership program, please contact our Family Services Team at or 262-309-6025.